Overview

401K Plan Advisors specializes in helping sponsors of 401(k) and other retirement plans take steps to:

• Significantly reduce their fiduciary responsibilities.
• Reduce the risk of liability related to selecting, monitoring and replacing plan investment options.
• Transfer fiduciary responsibilities and liabilities to 401K Plan Advisors as an independent Registered Investment Advisor firm.

Plan sponsors working with 401K Plan Advisors will escape liability for any decisions and actions on the part of our firm related to the critical fiduciary responsibilities we take on.

We’re on your side

Our firm is totally independent of all plan vendors, which helps avoid conflicts of interest. We also fully disclose our revenue, so you know exactly what fees are being applied.

In many cases, we are able to uncover areas where you may be paying unnecessary expenses, such as hidden mutual fund fees. These or other fees can often be used to reduce your plan’s future expenses and cover our consulting fees.

We believe it is important to establish and follow a prudent investment and management process that is legally sound, academically oriented and cost efficient. Disciplined adherence to this process can help reduce the risk and enhance the future wealth your 401(k) plan.

Providing ongoing service and guidance

401K Plan Advisors’ investment advisory agreement with each plan sponsor describes the specific duties that our firm is retained to perform and those it won’t perform. We will:

• Meet with each plan sponsor annually, or more often if necessary, to review the plan and ensure that we have carried out our assigned duties. 
• Provide scheduled educational meetings with the employees/plan participants. 
• Provide one-on-one meetings with employees/plan participants.